Financial Times: How to create a golden age

What makes a genius? Since at least the 19th century, some have said it is down to genetics, while others have argued that upbringing is decisive. More recently, the idea that genius rests on sheer hard work — the “10,000 hours” thesis popularised by the writer Malcolm Gladwell — has gained currency. The latest contribution to the debate comes from the journalist and travel writer … Continue reading Financial Times: How to create a golden age

Money Observer: Hands Off My Cappuccino

A certain piece of advice has been circulating in personal finance discussions like a pesky fly. Now that it has landed on Tube posters, it is safe to call it an urban legend. The advice goes: ‘Cut out your daily cappuccino and invest that £3.50 saving in the stock market instead. With an annual growth rate of 6 per cent over 30 years, you’ll have … Continue reading Money Observer: Hands Off My Cappuccino